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Latest $type=blogging$count=3$author=hide$comment=hide$label=hide$date=hide$show=home

TDR vs STDR

27 0 June 25, 2013
TDR and STDR terms are used in banking industry. Both are type of fixed deposit. TDR means Term Deposit and STDR means special term deposit. Following is main difference between TDR and STDR.

TDR

If you want to get interest on your fixed deposit after short period like week, month or quarterly, you have to deposit under TDR scheme. At that time, bank will pay you normal interest rate on your fixed deposit. In all bank, their softwares have the option of TDR. After setting, your Fixed deposit money with TDR option, your saving account will connect with your Fixed deposit and at the completing of your time period, you will get the interest on your FD in your saving account. If your fixed deposit for 5 years but you want to Get interest after completing every month, your this choice will be accepted under TDR.


STDR

If you are not interested to get interest in short period, you will get interest on the date of maturity of your fixed deposit. Your FD will made under special term deposit scheme. In this scheme, you will get one extra benefit. After every quarter, you will get interest on your collected interest in three months. For example, if you are getting 9% interest on FD under TDR scheme but if you will deposit under STDR scheme your annual interest  will more than this because you will get the interest on past collected interest.

Related : List of Banking Terms 

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COMMENTS

: 27
  1. Vikas KadakkalOctober 6, 2013 at 12:11 PM

    fine...

    ReplyDelete
  2. UnknownJanuary 22, 2014 at 12:47 PM

    Hi sir,
    This comment was very useful to, pls keep on doing this social service
    regards
    jagan

    ReplyDelete
  3. Manas BiswasApril 5, 2014 at 10:42 AM

    very very thanx for advice about this products .

    With Regards,
    Manas Biswas

    ReplyDelete
  4. Life as long JourneyMay 9, 2014 at 3:28 PM

    thanks man, really useful to me

    ReplyDelete
  5. guruJune 5, 2014 at 10:52 AM

    thank you very much.

    ReplyDelete
  6. UnknownJune 19, 2014 at 1:46 PM

    THANK YOU SIR VERY USEFUL

    ReplyDelete
  7. PKJuly 1, 2014 at 6:18 PM

    THANKS

    ReplyDelete
  8. raghuDecember 7, 2014 at 11:35 PM

    thank you sir....................

    ReplyDelete
  9. AnonymousJanuary 17, 2015 at 11:25 AM

    helpful for reading ...

    ReplyDelete
  10. AnonymousFebruary 12, 2015 at 2:29 PM

    Thankx

    ReplyDelete
  11. AnonymousMarch 9, 2015 at 10:06 PM

    precise and informative, thanks

    ReplyDelete
  12. AnonymousMarch 28, 2015 at 10:57 PM

    tdr.....wat 'R' stands for?

    ReplyDelete
  13. AnonymousJune 25, 2015 at 4:45 PM

    "R" Stands for Rate

    ReplyDelete
  14. AnonymousJuly 22, 2015 at 7:16 PM

    thank u sir, cleared...

    ReplyDelete
  15. AnonymousAugust 17, 2015 at 12:08 PM

    very helpful

    ReplyDelete
  16. AnonymousSeptember 9, 2015 at 7:36 PM

    Thank you , very helpful.

    ReplyDelete
  17. NWCSeptember 16, 2015 at 10:12 PM

    THANK YOU SIR....VERY HELPFUL

    ReplyDelete
  18. VishnuJanuary 14, 2016 at 1:08 PM

    Sir, the given explanation was very useful for a person who is new to banking terms. Keep on doing good things like this. I support you. Thanks

    ReplyDelete
  19. Shashank JhaFebruary 15, 2016 at 3:20 PM

    Thanks a lot ! cleared my doubts ! May god bless you !

    ReplyDelete
  20. AnonymousApril 20, 2016 at 4:59 PM

    Good info

    ReplyDelete
  21. RameshJune 12, 2016 at 12:29 PM

    Nice

    ReplyDelete
  22. UnknownJanuary 22, 2018 at 11:35 AM

    Hi sir i would like to ask a small question that if i deposit amount in TDR with short term period like 1 month can i get interest and capital after 1 month if i close account?

    ReplyDelete
  23. CISF LDCE ASI EXAMS Qualification, Age Limit, Education Qualification and more....March 18, 2018 at 4:59 PM

    What is STDR in case of RD

    ReplyDelete
  24. UnknownApril 2, 2018 at 7:57 PM

    Realy useful .

    ReplyDelete
  25. GOPINATHMay 28, 2019 at 10:37 AM

    Can you give excel template for FD STDR or exact firmula to calculate various depisits in various banks. My email id: gopinath_r31@rediffmail.com

    ReplyDelete

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Accounting Education University : TDR vs STDR
TDR vs STDR
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Accounting Education University
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