222

$show=home

Welcome to Accounting Education

The Accounting University with 3400+ Accounting contents as study material which can watch, read and learn anyone, anywhere.

Start your studies

$show=home

Latest $type=blogging$count=5$author=hide$comment=hide$label=hide$date=hide$show=home

TDR vs STDR

TDR and STDR terms are used in banking industry. Both are type of fixed deposit. TDR means Term Deposit and STDR means special term deposit. Following is main difference between TDR and STDR.

TDR

If you want to get interest on your fixed deposit after short period like week, month or quarterly, you have to deposit under TDR scheme. At that time, bank will pay you normal interest rate on your fixed deposit. In all bank, their softwares have the option of TDR. After setting, your Fixed deposit money with TDR option, your saving account will connect with your Fixed deposit and at the completing of your time period, you will get the interest on your FD in your saving account. If your fixed deposit for 5 years but you want to Get interest after completing every month, your this choice will be accepted under TDR.


STDR

If you are not interested to get interest in short period, you will get interest on the date of maturity of your fixed deposit. Your FD will made under special term deposit scheme. In this scheme, you will get one extra benefit. After every quarter, you will get interest on your collected interest in three months. For example, if you are getting 9% interest on FD under TDR scheme but if you will deposit under STDR scheme your annual interest  will more than this because you will get the interest on past collected interest.

Related : List of Banking Terms 

COMMENTS

: 27
  1. Hi sir,
    This comment was very useful to, pls keep on doing this social service
    regards
    jagan

    ReplyDelete
  2. very very thanx for advice about this products .

    With Regards,
    Manas Biswas

    ReplyDelete
  3. thank you sir....................

    ReplyDelete
  4. helpful for reading ...

    ReplyDelete
  5. precise and informative, thanks

    ReplyDelete
  6. tdr.....wat 'R' stands for?

    ReplyDelete
  7. "R" Stands for Rate

    ReplyDelete
  8. thank u sir, cleared...

    ReplyDelete
  9. Thank you , very helpful.

    ReplyDelete
  10. Sir, the given explanation was very useful for a person who is new to banking terms. Keep on doing good things like this. I support you. Thanks

    ReplyDelete
  11. Thanks a lot ! cleared my doubts ! May god bless you !

    ReplyDelete
  12. Hi sir i would like to ask a small question that if i deposit amount in TDR with short term period like 1 month can i get interest and capital after 1 month if i close account?

    ReplyDelete
  13. Can you give excel template for FD STDR or exact firmula to calculate various depisits in various banks. My email id: gopinath_r31@rediffmail.com

    ReplyDelete
In comment, you can give your feedback, reviews, ideas for improving content or ask question relating to written content.

$hide=home

Name

access,2,account,86,accountant,94,Accounting,680,accounting definitions,99,accounting ebook,3,Accounting education,85,Accounting Education Ads Help,1,accounting procedure,2,accounting process outsourcing,2,Accounting Software,52,advance,3,advertising,6,africa,7,Amalgamation,6,amendments,16,announcements,62,Annuity,2,assets,52,audit,46,auditing,41,Australia,2,B.Com.,22,balance sheet,84,bank,111,Bank reconciliation,12,banking,33,basic accounting,110,BBA,1,benefits,13,best,50,bill,12,black money,3,blog,12,bloggers,7,book keeping,4,bookkeeping,2,Branch Accounting - full tutorial,8,budget,35,Budget variance,13,business,65,businessman,9,CA,30,calculator,4,canada,3,capital,72,capital budgeting,27,career,21,cash,40,cash book,8,cash flow statement,11,Chiense,1,children,13,china,6,class,3,coaching,2,coins,2,college,6,commerce,10,commerce students,7,company,36,computer,9,computer accounting,1,conference,4,Contact vinod kumar,1,Control Your Spending,27,corporate accounting,69,cost,160,cost accounting,195,cost center,8,cost centre,1,CPA,2,credit,18,credit card,11,cs,10,currency,35,data,11,Debit and credit,17,debit cards,1,debt,62,debtor,21,degree,6,depletion,2,depreciation,38,Diwali Messages,12,documents,4,dollar,5,domain,3,Downloads,3,Dubai,1,e-accounting,17,earning,17,education,247,Education Loans,6,email,15,employee,4,EPF,2,ERP,7,euromoney,1,examination,7,excel,17,excise duty,6,expenses,65,facebook,7,factor of loan,1,fans,2,feature,32,fifo,5,FII,4,fiji,1,finacle,1,finance,823,Finance Journal Entries,4,Financial,134,financial accounting,145,Financial Statements,2,fire insurance,3,flickr,2,flow,4,forensic,4,forex,21,formula,8,france,1,fraud,6,free,2,fun,34,function,1,fund,48,GAAP,36,GDP,1,gdr,5,germany,1,gold,7,goodwill,4,goodwill accounting,3,google,34,google apps,3,google apps,1,google base,1,google buzz,1,google calendar,1,Google docs,38,google finance,3,google fusion tables,1,google talk,5,govt.,5,GST,33,guide,85,health,6,Hindi,2,Hindi Language,3,history,3,holding company,3,How to treat FBT in Tally 9,1,HRA,3,ICAI,11,ICAWI,3,ICICI Bank,1,IFRS,10,income,17,income statement,17,Income Tax,7,India,57,indian railway,1,Indonesia,1,inflation,4,inflation accounting,3,infographics,8,information,7,inspiration,176,insurance,14,insurance accounting,2,Intangible,3,interest,26,international,7,Internet,41,Introduction of Tally 9,1,inventory,41,investment,135,investment in Shares,6,invoice,3,IT,1,Japan,1,Job costing,4,journal entries,140,Journal Entries eBook Help,4,Kalculate,1,keyboard,3,kuwait,2,laptop,2,law,4,LBT,1,learning,36,lease,5,lecture,11,ledger,17,leducation,1,Leverage Analysis,7,liabilities,16,lifo,3,linkedin,1,loan,74,logical point,1,loss,5,loss of profit,1,M.Com.,5,m.phil,2,malaysia,3,management accounting,129,manual accounting,4,manufacturing account,1,market,11,marketing,3,mastercard,2,material,13,MBA,14,MCA,1,media,4,migration,2,mobile,9,money,61,ms word,3,ms. excel,14,multi currency in tally 9,1,Multicurrency Accounting,3,mutual fund,30,national security,1,new and sacrifice ratio,1,new york times,1,new zealand,1,news,1,NGO,5,nonprofit-accounting,6,North Georgia Mountains,1,Notification,1,NPV,17,NSE,1,odbc,2,office,10,oman,1,online application,2,online accounting,11,Online Accounting Course,5,otcei,1,pakistan,3,parents,3,Partnership,1,pay pal,3,pdf,4,Personal Finance,6,pie chart,1,pie chart of income,2,pnb,5,podcast,1,ppf,1,presentation,10,price,7,privacy policy,2,prof. vinod kumar,13,profit,24,profit and loss account,12,project management,11,provision,13,purchase,9,puzzles,2,quickbooks,2,Quote,22,quotes,42,quotes of svtuition,1,rating agency,2,ratio analysis,34,RBI,7,readers,13,real estate,13,rectification of errors,11,remote control,2,reports,10,reserves,8,responsibility accounting,4,retirement,2,revenue,3,Revenue reserves,2,review,7,risk,11,rupees,9,salary,5,sale,12,SAP,3,saudi arabia,1,saving,19,sbi,9,scholarship,2,school,1,SEBI,13,security,30,service tax,23,share,20,share trading,15,Shares,16,shri lanka,3,singapore,2,sms,6,social accounting,7,society,5,solution,218,South Africa,1,stock,24,stock exchange,22,structure,6,student,39,students,70,study,21,subsidiary company,2,svtuition,14,swiss bank,2,tally,100,tally 9,8,Tally 7.2,8,Tally 9,42,Tally.ERP 9,59,TallyPrime,1,tanzania,2,tax,94,Tax Accounting,30,TDS,15,teacher,62,teaching,112,technology,33,test,40,testimonial,15,testimonials,15,thailand,1,tips,60,trading,5,trading on equity,2,transaction,7,trend,12,trial balance,14,truthfulness,1,tuition,3,twitter,10,UAE,5,UGC - NET Commerce,13,UK,11,United Arab Emirates,1,university,9,usa,25,valuation,8,VAT,22,Video,36,Voucher and vouching,4,Wealth,8,wikipedia,25,working capital,29,youtube,14,
ltr
item
Accounting Education: TDR vs STDR
TDR vs STDR
http://3.bp.blogspot.com/-C1Z2ch-nsIw/VIfkaxWBvcI/AAAAAAAAQnk/m6XwOMRdU4U/s1600/tdr%2Band%2Bsdr.png
http://3.bp.blogspot.com/-C1Z2ch-nsIw/VIfkaxWBvcI/AAAAAAAAQnk/m6XwOMRdU4U/s72-c/tdr%2Band%2Bsdr.png
Accounting Education
https://www.svtuition.org/2013/06/tdr-vs-stdr.html
https://www.svtuition.org/
https://www.svtuition.org/
https://www.svtuition.org/2013/06/tdr-vs-stdr.html
true
2410664366776677676
UTF-8
Loaded All Posts Not found any posts VIEW ALL Reply Cancel reply Delete By Home PAGES Contents View All RELATED CONTENTS FOR YOUR LEARNING Topic ARCHIVE SEARCH ALL POSTS Not found any post match with your request Back Home Sunday Monday Tuesday Wednesday Thursday Friday Saturday Sun Mon Tue Wed Thu Fri Sat January February March April May June July August September October November December Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec just now 1 minute ago $$1$$ minutes ago 1 hour ago $$1$$ hours ago Yesterday $$1$$ days ago $$1$$ weeks ago more than 5 weeks ago Followers Follow THIS PREMIUM CONTENT IS LOCKED STEP 1: Share to a social network STEP 2: Click the link on your social network Copy All Code Select All Code All codes were copied to your clipboard Can not copy the codes / texts, please press [CTRL]+[C] (or CMD+C with Mac) to copy