50 Money Saving Tips | Simple and Logical


Please check the list of our 50 money saving tips which are simple and logical and which we have used in our life. 

1. Never Eat Meat, Chicken, Non-Veg and Eggs

Logic : It increases chronic diseases and due to this your medical cost will increase. By leaving these, you can save the money from health expenses.

2. Make Your  Food Yourself in Home

Logic : It will save your cost of hotel bill. It is also healthy and you can save doctor fees.

3. Buy Food and Other items in Lumbsum Non-perishable) 

Logic : It will give us big discount and it will save our cost.


4. Grow Vegetables and Fruits in Your Kitchen Garden

Logic : Try to grow organic green vegetables and fruits in your kitchen garden. It will save money which you spend for buying vegetables and fruits from market.

5. Use Cooler instead AC

Logic : It will decrease your electricity bill and you can save more money.

6. Read Money Saving Books More and More

Logic : There lots of books which has been written on saving money, you must read. It will give ideas for saving money. With these ideas, you can save more money.

7. Use Normal Water instead Freezer

Logic : It will decrease your electricity bill. It will make you healthy. So, you can also save your doctor's fees and medical bills.

8. Work in Natural Light

Logic : It will save your electricity and it will save your eyes. Both will help to save your money. If electricity will save, you will save money. If your eyes will save, you need not go to you eye specialist and pay money to him or her.

9. Making the Habit of Monthly Saving

Logic : If you make the habit of monthly saving, it will happens automatically because every save money will give you reward to save more money.

10. Use Cheap Way to Repair Your Furniture 

Logic : If there is breakage or anything with your furniture, you can repair it yourself at your home. For this, you just buy the book of Carpentry and learn its skill and save your money. I have some carpentry skill, so, I repaired my chair myself and saved my money.

11. Use More Cycle instead Bike or Car

Logic : If you will us more cycle instead bike or car, it will save your petrol cost. So, you can save same money.

12. Do Exercise Daily

If you will do exercise daily, it will help to prevent chronic diseases. So, you can save money from medical bills.

13. Make Tulsi Tea, Thandai, Golab Jal and Pudina Jaljira and Decrease the Budget of Milk

Logic : Milk is costly. If you are unable to buy the milk because you save the money, you can use tulsi tea ( leaves of tulsi and boil in water and drink),  thandai, gulab jal and pudina jaljira. All are available very easily and free in your kitchen garden and you can save money from milk.

14. Use Handpump instead Sumbercible Pump

Logic : Submersible pump increases your cost of electricity. So, use handpump and save this money.

15. Use Sun for Making Food

Logic : There is sollar cooker which you can use and it is free fuel for your food. With this, you can save your gas bill.

16. Never Cut Hair and Saved Money

Logic : There is no big need of cutting head hair. Grow it and it will save your money.

17. Shave with Own Shaving Machine

Logic : Buy a shaving machine. Use it and it will save your money.

18. Use Dasi Ghee

Logic :  Except Dasi Ghee, all other oil is dangerous for heart. If you will face heart disease, you will have to pay big medical bill. So, you can save this money by using only dasi ghee. If you do not have dasi ghee, no need to buy any other. Just boiled vegetables  is better than other.

19. Never Watch TV and Read Newspaper

Logic :  Both TV and newspaper brings negativity and increases your life's cost. Negative is harmful for your health. For example, today, you are very motivated but you listened that 200 people died in train accident in other country due to big flow this news. What can you do? Can you stop train accident? No, because it is not in your hand because there may be 100 of reasons including technical defaults. Yes, it will surely decrease your positivity. What is the need to do work when one day, I and you will die in train accident. So, you start your day from hard work to laziness due to this news. So, with laziness, your income will decrease and your expenses will increase. So, you will save less money due to this. Moreover, it is full of ads. Which will motivate you to spend money. Spend money means, you are leaving the habit of saving money which will grow your life. So, no tv and newspaper, means no idiot box and idiot paper in your room which encourage you to spend money in waste products.

20. Quit Bad Habits

Logic :  A single bad habit spoil the life whether it is gambling, smoking, drinking or unethical relation with same or opposite partner. All will waste your money. Wasting of money will increase day by day and one day, you will be poor and will become the slave of money. At that time, money will become your master and you will do more hard work but you will get less because you deserve for it due to your bad habits. Saving is good habit which only comes by quitting all bad habits.

21. Be Careful in Construction

Logic :  Yes construction will waste your money more. It needs huge money. So, if you will not be careful, you will spend more money and less save. So, following my tips for saving money in construction.

1. Buy the construction material by correct budget of construction usages.
2. Make the stair when you start the construction.
3. Water supply is must. So, invest money for this first.
4. Please increase the level first if you want to construct the building.
5. Base must be with iron rod.

22. Do Work Yourself and Save money from Servants

Logic :  If you will leave the laziness and do your work yourself, you can save money which you will give to your servant.

23. Open RD Account

Logic :  There are lots of saving benefits of opening RD account. It will encourage to save more money and also make money. So open it as soon as possible.

24. Ban Credit Cards

Logic : If you do not need of credit card, ban it. Because it has lots of charges which will loss your capital and decrease your saving. Keep normal ATM card.

25. Sell Scrap

Logic :  If there is useless things in your home or office. Sell it. It will increase your income and same income, you can save.

26. Travel with Foot or Cycle for Holidays Picnic

Logic :  Great, you are enjoy the travel or picnic in holidays. Use your foot or cycle for this, it will save your money which can be used for more saving.

27. Laugh One Hour and Save Entertaining Cost

Logic :  Laughing is powerful to save money. If you are laughing, you need not take any help of entertainment. So, you can save the entertainment cost. Same money, you can save.

28. Get Warranty Card

Logic :  Everytime, you buy, please get warrent card. If same product has damaged, use it and it will save your repair cost. I got benefit regarding phus button. It was damaged and it was under warranty. So, I got free replaced product.

29. Do Exercise in Own Gym

Logic :  Everytime, you will go to Gym, you have to pay monthly fees. Open your own personal gym in home. It will save the cost of gym. Same money, you can use for saving money account.

30. Never Take Loan

Logic : There are lots of side-effect of taking loan. Never take it. If you have your own money, do the work. Otherwise stop the work. It will help you save money because you do not pay interest on borrowed money.

31. Try Naturopathy for Curing Your Disease

Logic : Naturopathy is totally free system of treatment of any disease. I treat myself without any medicine. From last 20 years, my budget of medical treatment is zero. You only need to get knowledge of naturopathy. So, you can get same knowledge from my free video tutorials at my Swami Dayanand Naturopathy hospital or by reading of our naturopathy books.

32. Slow Your Vehicle

Logic :  If you will slow your vehicle, there will less chance of accident and defects in your vehicle. So, your vehicle repair cost will decrease. Same money, you can save.

33. Make Own Toilet Tank

Logic :  Instead giving monthly bill to municipal committee for distribution of your home toilet. You make your own toilet tank in your home. So, it will save your money.

34. Use Neem Ka Datun

Logic : All toothpaste have poison. You have to pay money for buying it. Stop it and start to use neem ka datun. It is free and it will help to save money.

35. Bargain when Buying Anything

Logic :  Try to say to less the price if you are buying anything from market. Seller will surely decrease the price. So, you will get discount and you can save this money.

36. Use Free Option of Advertising

Logic : There are lots of free options of advertising. For example, I am writing this content because, I am using it as tool of my free advertising of my ebook 100 steps to success sale.  If you will read it, you will encourage to get this ebook because only those person will save who want to get success in life. For selling this ebook, I can use paid option. But, I have invested my time for promoting it. You can also use this tip for saving your money from investing on advertising.

35. Learn Accounting Yourself

Logic : If you will learn accounting yourself through our online accounting course, you can start to provide accounting services and earn money. You can also start to solve your own accounting problems. With this, you can save money.

36. Track Spending

Logic : If you will start to track spending. You can find useless expenses which you can stop. By stopping useless expenses, you can grow your saving money.

37. Challenge Yourself To Live Without Sugar  For 30 Days

Logic : If you will write a new challenge not to eat sugar for 30 days and live without sugar, you can save sugar money and diabetes. So, it will help you to save more money.

38. Do not Loss Money in Financial Frauds

Logic : Due to greed, you captured in financial frauds. Financial frauds can consume your 35 years whole saving and give zero return. So, be aware of all financial frauds before investing money in anything. Your awareness of financial knowledge will save your money from financial fraud.

39. Write the Book

Logic : You can write your book on Saving. It will make your mindset as saver of money because for writing the book on saving, you need to read many books on saving in your library. You will gain lots of new knowledge. During writing this content, I gained also lots of new knowledge which will help my money and save more. It is also sure, writing the book will increase your new source of earning plus save your money from bad habit of spending unproductive.

40. Make the Online Course

Logic : Do you know that if you have saved money through compound interest, you will soon richest person of the world. This is power of compound which I will elaborate in next content. Here, I can say only that you can make the online course for telling the benefit of saving money. Your voice is great song for world. So, this creation will increase your earning and save your money.

41. Never Give Loan to Parent, Brothers, Sisters, Friends and Relatives

Logic : Never give loan to  Parent, Brothers, Sisters, Friends and Relatives. If you will give the loan, you will lose both relation and money. Same money, you can save if you stop your habit to give loan to  Parent, Brothers, Sisters, Friends and Relatives


42. Never Slave of Money

Logic : Money is good slave and bad master. If you will not save the money, you will not have money all time. So, without money, money will not become your slave. It will become automatically your master and it is bad master. If any person's mother is in the hospital, company boss may say no leave. Do work or get out for life time. If he leave the job, he has  no money, he can not save the life of your mother. If he will not near your mother, no one save his mother. So, this is dharam sankat. So, never slave of money. Save the money and become the master of money.

43. Work More and Work Hard 

Logic :  For saving money, you need to do hard work. Do more hard work. It is one of key of your success in money saving.

44. Focus on Saving through Saving Money Meditation

Logic :  Focus gives the power to do your work better way. If you have focus on saving through saving money meditation, you will surely save more money. For this, you have to do some preparation. Like preparation of exam., you get up early in the morning and start to learn. In saving, you have to focus and you will get success.

45. Stop to Fear about Losses in Business

Logic :  Fearful thoughts are the big barrier of life. It limits your life. Stop this limitation. You have power and you can save the money by stopping fear about losses in the business. 90% your fear are not existence. There will not happening anything what you are thinking about the failure of your business. Your business will grow and you save its earning first to pay yourself by saving.

46. Dream Big and Think Rich 

Logic : Only dream big and think rich, you can start to save big. If you have to dream small and think poor. You never save big. For example, you have to go world travelling for one month, for this, you need RS. 50 Lakh. It means, you have to get Rs. 50 Lakh by saving big and this is possible by dreaming big and think rich.

47. Save Your Earned Interest 

Logic :  If you start to save your earned interest, you will soon become rich due to compounding of interest and reinvesting it in saving.

48. Find the Substitute of Expenses

Logic :  Do you know there are millions of substitute of expenses.

For example

1. You can buy food  or you can also get free food from Gurudawara and temple.
2. You can use own vehicle or you can get free lift from other vehicle holder.
3. You can work in own internet or you can use free internet wi-fi in railway station.
4. You can live on rented home or you can live free on footpath.
5. You can use paid hosting or you can use free hosting through blogger, wordpress and other blogging plateform.
6. You can buy your own domain name or you can use free domain's subdomain like yourwebsite.wordpress.com or yourwebsite.blogspot.com


49. Never Save Tomorrow What you can Save Today 

Logic : Only unhappy people save tomorrow what they can save today because they believe today spending and enjoy by consuming all money and tomorrow, they feel millions of problems due to shortage of money. So, be happy by save today money today instead tomorrow.

50. Search New Ideas of Money Saving Online

Logic : Online is full of new ideas of money saving. You just give your time to search and follow in your life.




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Accounting Education: 50 Money Saving Tips | Simple and Logical
50 Money Saving Tips | Simple and Logical
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