Now, second question is, what fund of your business, you can use as loan. Following is the list of fund which can be used as loan from your business with no interest.
1. Building Depreciation Fund
2. Other Depreciation Fund
3. Employees' Salaries Fund
4. Employees' Accident Relief Fund
5. Repair Fund
6. Donation Fund
For example, you get Rs. 5,00,000 as loan from all above fund. Now, you have to refund all these fund on the monthly basis. You have to fix the Instalment because all fund will also be your responsibility. So, check the risk level before taking any fund. For example, you have to replace your inverter battery next day, you need not take depreciation fund of battery. This is interest free loan, so please never misuse my this idea for bad projects.