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How to Secure Net Banking

Net banking is the first choice of young generation like me who spend more than 12 hours online daily. They want to operate their all bank accounts through net banking because with this, they can transfer money to other party through online. They can also check all past bank transactions detail online. You know that all net banking is secured with your login id and password. If it will be compromised or used by third party. Your money may transfer to third party. Following are its main reasons.

1. Every year lots of students do B.Tech in computer engineering. Do you think, all do their duty with honesty by using their knowledge and skills? No, there is very low number who believe in honesty and truth. They use their skills in hacking. Through hacking, they can hack any other party's computer, website or whole account.
There may be lots of other reasons of hacking work. Some are to become rich in short period. So, they start to follow wrong side.

2. Some are affected from society's action. For example, a student wants to become teacher after B.Tech in computer engineering but when he went to college for teaching post. College's administrator has made him marketing executive. Now, he started to speak lie to the parents of new students that he came from a college which is very great.

(a) There are lots of great teachers in it. By admitting this college, your children will be shine. Your children's educational progress will be with fast rate after admission in this college.

(b) Big companies are doing compus placement in this college. After getting degree from this college, your children will get placement of big annual package.

When he gets training from employer and starts to speak lie every day. One day, he thinks that society had made him bad person. When I can speak lie, then what is problem to hack online because, I am already expert in this field. So, he makes hacking as his single profession.

Now, I am writing the way for good person like you who earns their money by hard work, by honest, by truth , by selfless help to others. I do not want that hackers hack your money. Following are its main steps

1st Step : Share Truth and Honesty in Society

If you are employer of any employee, never guide him to speak lie. If you are the owner of mobile, never speak lie because what you will give to society, society will return to you in 10 times. If a college administrator wants to get more and more students for business purpose, he or she should never trains their employees to speak lie regarding the qualities of such college. Like this, every business should be operated with honesty and truth because these are the two powers which can make you super and famous life-long.

2nd Step : To Protect from Spam Emails 

For getting your net banking password and id. Spammer and hackers sends you spam emails. For this, they use following way.

(A) They send you email and ask id and password of your net banking account. Never reply this email. Because no bank ask you to reply by giving your id and password of your net banking.

(B) Sometime, they make false email id by using false hosting. Never trust on the email even its hosting same as your bank's hosting. For example today one cheater hacker wants to hack my PNB online bank account through sending me spam email. It is showing

From:"Punjab National Bank"


from this email id, I think this is official email from my PNB Bank. But it was spam because after this, I went to the official website of PNB by searching it in Google. After discussing this matter to the free toll no. 18001802222 . They told me, it can be easily possible. Hackers can make any email id. So, delete this email and never reply. Spammer can use the logo of your bank and send you attach file. Never open it.

I know a,b and c of hosting and domain name which I learned from this online work. I tried to open the attach website page which opened in my attach file and clicked on submit button  without writing password and id. It  opened in any other webpage which was not of official site of my bank. It was clear, someone did best to hack my id and password and then tried to transfer all my fund deposited in PNB. After this, I changed my password without any taking of risk. But, I personally suggest you to never open any attach file and contact immediately by going to official website or call on free toll nos.

(C) One more important proof, I got. When I tried to forward to complaint department by forwarding option. It is showing error. It means, hackers do not want to forward this. Following is its screenshot.

3rd Step : To Protect Your Computer from Virus 

If any virus went to your computer, it is very easy to hack your computer. At that time, they have more power  to capture your browser. At that time, when you open the official site of your bank, it may be possible, this site may be artificial and forward you to other site. So, please see Official address and verify it with your notebook. If there is any other never write your id and password for operating your net banking.

4th Step : To Learn Online Security from Google 

Google is an IT company. Time to time, it publishes new ways to protect id and password of any account online. So, you should spend your time to learn Online Security tips from Google instead of just wasting your time in Games and Chatting.

Related : Do Cyber Crime Law Course with B.Com.



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Accounting Education: How to Secure Net Banking
How to Secure Net Banking
Accounting Education
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