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3G Technology of Mobile and Its Effect on Finance in India

3G technology is not new for modern mobile folks. It is the third generation of standard mobile and 3G technology was disclosed by International Mobile Telecommunications in 2000. This is the only latest technology of mobile and lots of features like fast internet access, mobile video conferencing, watching live TV on mobile and even you can see the live face when you are talking on the mobile which is fulfilled with 3G technology. If you see the trend of adopting this technology, you can find that it is slow and just 6.7% of total 3 billion mobile phone subscribers have adopted this mobile technology but only Japan and South Korea is over 70%. Except it 475 million subscribers who have 3G mobile technology.

Now, after this small description of 3G mobile technology, we want to explain its positive effect on the Finance and financial services in India. Since 2008, Indian subscribers' small proportion are using 3G technology. In India, MTNL and BSNL are two providers and both are public sector institutes and from sept. 2010, private sector companies will also provide same services.

I believe, after succeeding 3G technology in India, it will be benefited for development of finance and financial markets in India. Consumers can get all financial services easily any time and any place on mobile. I have listened in the news that 3G mobiles have data transferring speed is 40 times more than 2G technology mobile which are already being used in India. It is true that in India finance and financial activities are flowing with using of internet on computer and laptop notepad. But, you can not imagine when a small Indian will recharge with his/her small amount on 3G mobile and will pays his/her all bill like electricity, water, RD, insurance and tax  via mobile e-service. One side, it will reduce the cost of consumers and other side both government and private sectors will develop due to decreasing government expenditure for construction of transport, government staff infrastructures and management of pollution in India. You can see on the internet, large numbers of websites which are providing financial services, all these institutions are selling their shares, mutual funds, hedge funds, bonds and many other products. But, still, market has not enough spreaded due to low connectivity and high internet bill charges in India, but 3G mobile technologies will be turning point for expansion of finance in India.

These days, India’s poorest persons are using mobiles and India can grow, if India’s financial sector provides all most all services free of cost. With this, they can increase inflow of cash, money and fund through small savings and utilize it for hi-tech infrastructure. All these things only possible, if India government will do work more rapidly for fetching 3G technology at minimum cost or allow private sectors to invest in its infrastructure.

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Accounting Education: 3G Technology of Mobile and Its Effect on Finance in India
3G Technology of Mobile and Its Effect on Finance in India
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Accounting Education
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