If you want to save the money, you need first set the goal of saving of money. It will motivate to you to achieve same goal fastly. Saving of money is not so easy task because there are lots of useless expenses which neigther increases your income or save other expenses. Whole life goes like this and in end, you will feel only stress and depression and you become only a machine to buy the product from richer and make more rich to them. So, better us ti set the Goal of Saving of money and become all time motivate yourself for its progress.
Following are its Simple Steps
1st Step : Clear Write the Title of Your Major Goal Which will Complete with Big Money
Your goal may be large. I am giving the list and choose from them or write clear your own goal. It must be 1st first person form.
1. I will keep My Own Cow. It is my Goal.
2. I will get my Passive Income from my Fixed Deposit Savings
3. I will buy Swift Car. It is my Goal.
4. I will Buy my Own Shop. It is my Goal.
5. I will buy my Office AC. It is my Goal.
6. I will buy 1 Lakh books for My liabrary.
7. I will do Internal Decoration of My All offices. It is my Goal.
8. I will make My Website Hosting Fund and without Worry, I will pay its bill on the time. It is my Goal.
9. I will make My Website Promotion Fund. It is my Goal
10. I will Use only Solar Energy and For this, I will make its Big Fund. It is my Goal.
2nd Step : Estimate Accurate Cost of Your Goal
For example, if you want to keep a single cow, you need Rs. 4,00,000 for its home, its food, its water management and its care all time
3rd Step : Fix the Target Saving Money for Achieving this Goal
Target means, your action for Saving regular for Acheiving above big goal.
It is of two types.
One is You Fix the Target of End Date of Achieving Your Goal
For this, you have to write start date and end date
If it is one year. In above example, for keeping cow, you need Rs. 4,00,000 but you do not have enough money. So, you have made your target 1 year to achieve this goal. For this, you need to save every month. Rs. 33,000
Second is You Fix the Amount of saving per month
For example, your per month income is less and you can save only Rs. 20,000 for achieving this Goal. Now find how many years to achieve this goal
4,00,000 / 20,000 =20 months or 1 year 8 months.
3rd Step : Fix the Reminder of Saving of Money
Every month, you have to fix the date when you will save. You can save in Govt. bank RD account, in buying per month Gold, Buying Share per month, or Keep in mutual fund per month or simple saving account. Keep its reminder in your notebook and after seeing reminder, you will activate to save same money for achieving your goal.
4th Step : Keep Accounting Record of How Much You Saved and How Much You Need
As per accounting record, you have find that you have saved 70% and need only 30%. With this, you keep more 30% patience and achieve your goal.
From 2nd step to 4th Step is just production of 1st Step. If you have the Goal and set it. It is very easy to make plan to achieve it.
eBook Reference : Saving Money MADE Easy
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