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Google Adsense Wire Transfer India Review

>> April 23, 2014

Today is first time, I am happy to tell, I got my google adsense income through wire transfer in India. So, it is good time to review this payment system for Indian publisher.

All the Indian publisher who has adsense account and whose account's balance is more than $ 100 has the right to get payment if he will follow TOS of google adsense.

Before wire transfer, there was cheque system. More than 6 years, I got my adsense payment through cheque. So, it is  easy for me to compare this wire payment with cheque payment system.

1. Saving of Time

One of biggest benefit is saving of time. Today, every Indian publisher wants to get his hard earned money fastly because they need this money for basic needs. I remembered, once, I did not get cheque of my adsense earning and I faced financial challenges for 4 months. Normally, I got my payment within 15 to 20 days after issue of cheque. But today morning, automatic payment has done through wire transfer and after 7 hours, I got payment in bank account. If I compare 20 days with one day, I can certainly say, this wire transfer for Indian publisher is best. It is not doubt EFT's payment is so fast than check payment.

2. No Risk of Stolen of Check 

I am also in google adsense forum and it is normal complaints that their checks were stolen by couriers. 70% Indian people are living in village. All have bank account. So, now, there is no risk of stolen the check. Adsense wire transfer or EFT will surely increase the confidence of village adsense publisher.

3. Benefit of Gaining More interest 

If we talk the time value of money, adsense wire transfer to Indian publisher will help to earn more interest on the obtained money fastly. For example an Indian adsense publisher is earning Rs. 10,00,000 if he will get this amount 30 days ago through wire transfer, it means as per 9% interest rate, he will get Rs. 7500 for 30 days which was not possible in google adsense cheque payment system.

4. Easy Formalities

In google adsense, I submitted my bank account, IFC code and my SWIFT code. This information is enough for getting wire transfer in India.

So, In end, this system is so easy and modern and upto date as per today tech-savy environment. Thanks google adsense for making the new and innovative payment system for Indian publisher.

Important : Google adsense account is the account for online publisher. Google adsense program shares advertising income with adsense publisher.This account follows basic accounting principles. When adsense's client earn money. This account shows credit balance. It is just your bank account. When there is money in money in your bank account, your bank account will also show credit balance.When adsense will pay you, it will debit your adsense account. It is also your bank account. When you withdraw money from bank, it will debit your bank account.

Update :Track Wire Payment Through Your Bank Account

I have used my SBI Bank account for this. Here is screenshot for tracking my adsense wire payment through my SBI bank account.

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Shail Vats April 23, 2014 at 11:50 PM  

for me it says that the payment has been sent to my account successfully but their is no track of it in my account (citi bank). Do you know a way to check or edit our current form of payment. it simply says wire transfer to account, what if I want to check and edit the settings?

Anonymous,  April 26, 2014 at 10:49 PM  

Did your bank ask for some declaration? My bank said every time we have to sign declaration when we get foreign money. Is it true?

Vipul April 28, 2014 at 12:39 AM  

Please add forex trans. charges and tax, commision calculation of SBI. That is more important

Ram Ashish May 2, 2014 at 2:10 AM  

Please let us know the % rate of forex trans. charges and tax and commission calculation of SBI.

Akshat Verma May 19, 2014 at 1:03 AM  

did you receive any test deposit when they change the payment system to wire transfer??

Vikas M June 11, 2014 at 2:09 AM  

Hello sir,
I have a SBI account and want my adsense transfer into SBI,

Do we need to fill any additional form for recievingt the payments?

Vikram June 24, 2014 at 12:25 AM  

7 hours? Awesome!! My payment for last month has just been issued, and let's see how much time it takes for me to receive the funds!

Malik Junaid Rasheed June 24, 2014 at 12:50 PM  

i am using swift code; SBININBBXXX
is it correct or not?

nikhil June 25, 2014 at 11:00 AM  

Commission - Rs.600
Service Charge - Rs.30
for a transfer of $117 @ Rs.60.21 per dollar

Anuraj June 27, 2014 at 7:24 AM  

Great Information....!!!

Monika Verma July 18, 2014 at 2:41 AM  


I also got my first EFT transfer to my account. But i am disappointed by one thing. Please guide me.

1). I had submitted my Bank Of Baroda details.
When i got money to my account and contacted to bank, they told me that $16 has been deducted from their foreign bank fees to transfer in India.

They paid me $140.39 - $16.0 = $124.39 to my account.

Now i want to switch to SBI, Please tell me about all the charges if $100 transfer to my account.


Anonymous,  July 26, 2014 at 10:12 PM  

i got wire transfer of $227 , i.e about 13600 INR
but after services tax and trans fee i got only 13090 INR.
More than 500 INR fee for this small amount. ill be receiving lot more Money in next payouts, it too much loss .
there was no such loss VIA cheque.
And i do receive EFT from other major publishers like Microsoft, But they send it in form of INR not in $ , hence there wont be any transaction fee or service charges, don't know why cant Google implement it that way.

Divya Rajput August 22, 2014 at 10:16 PM  

Hello Sir

I had just got the mail regarding the online transaction of Money to my PNB account; it is also having the words that you can track your payment by reference number; is it possible to track Wire Transfer payments from Adsense only or not.
Because i think the reference number or tracking is only in case of cheque. Am i write or not?

Anil Kumar August 27, 2014 at 7:38 AM  

I want to share some information with all of you.

All the government banks takes more charges than private banks.

Try IDBI bank and enjoy. Trust me they took only RS 125 to 150 per transaction.

raj November 4, 2014 at 10:55 AM  

I have ad-sense account . I want to request them to transfer amount. Address verification is done also bank detail is also added. How to request to transfer amount.


Anonymous,  December 3, 2014 at 2:37 AM  

im having account in sbi ,and im going to get first payment in this month do i want to provide any information to the bank for international payments

Milind K. December 9, 2014 at 7:42 PM  

did you receive any test deposit when they change the payment system to wire transfer??

Vinod Kumar December 9, 2014 at 9:55 PM  

Dear Milind K, No, I got directly full payment.

Amarjeet December 23, 2014 at 11:25 PM  

Hi , My Name is Amarjeet and I am interested in Google Adsense. Can Someone tell me how can i get approved adsense account.

Rahul Kumar January 25, 2015 at 7:37 AM  

hi my adsense payment was send 22-1-15 today date is 25 but my payment not comming my bank please help me ?

Amit Nehra February 11, 2015 at 9:38 AM  

Hi , My Name is Amit and I am interested in Google Adsense. contact me

Mizo Videos April 9, 2015 at 3:19 AM  

Dear Vinod Kumar,
Please tell me which State Bank of India SWIFT-BIC did you use?

Awaiting your reply soon.

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